Free business tools

Practical utilities for freelancers, founders and small-business owners.

Calculate gross and net profit from price, unit cost, units sold and fixed costs.

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Find the selling price from cost and markup, or the markup from cost and price.

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Calculate gross margin, the price needed for a target margin, or the maximum cost you can afford.

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Add or remove VAT, or work back from a VAT amount. Shows net, VAT and total, with South Africa’s 15% as the default rate.

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Create a professional invoice or tax invoice with VAT, then download it as a PDF or print it.

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Total an invoice with quantities, line and invoice discounts, VAT-inclusive or exclusive prices, and deposits.

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Create a quotation with line items, VAT and validity date, and download it as a PDF.

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Generate brandable business name ideas from your keywords, using common naming patterns.

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Build a simple profit and loss statement: gross profit, operating profit, net profit and margins.

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How many units you must sell to cover fixed costs — and to hit a profit target.

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Turn your income goal, costs, time off and billable hours into an hourly and day rate.

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Price a product from materials, labour, overheads and sales fees to hit a target margin, with or without VAT.

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Add up start-up and running costs to see monthly spend, first-year cost and cash runway.

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Create a wa.me click-to-chat link with a pre-filled message for your website or social bio.

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Our standards for business tools

  • Uses transparent assumptions
  • Local currency support
  • Printable or copyable results