Turn your income goal, costs, time off and billable hours into an hourly and day rate.
Salary Calculator
Convert pay between hourly, monthly and annual, and estimate South African PAYE and UIF.
Runs in your browser — nothing you enter is sent to our servers
How it works
- Convert to annual pay: hourly × hours per week × 52; daily × days per week × 52; weekly × 52; monthly × 12.
- Deduct retirement contributions, limited to 27.500000000000004% of income and R430,000 a year, to get taxable income.
- Apply the tax brackets below, then subtract the age rebate(s) and medical scheme fees tax credits. Tax can’t go below zero.
- UIF is 1% of monthly pay, capped at R17,712 of earnings.
- Take-home = gross − PAYE − UIF − retirement contributions.
2026/27 tax brackets used
| Taxable income (annual) | Tax |
|---|---|
| R1 – R245,100 | 18% of income above R0 |
| R245,101 – R383,100 | R44,118 + 26% of income above R245,100 |
| R383,101 – R530,200 | R79,998 + 31% of income above R383,100 |
| R530,201 – R695,800 | R125,599 + 36% of income above R530,200 |
| R695,801 – R887,000 | R185,215 + 39% of income above R695,800 |
| R887,001 – R1,878,600 | R259,783 + 41% of income above R887,000 |
| R1,878,601 and above | R666,339 + 45% of income above R1,878,600 |
Sources: SARS — Rates of tax for individuals (2027 tax year) · SARS — Medical tax credit rates · SARS — Unemployment Insurance Fund (ceiling R17 712/month since 1 June 2021) · National Treasury — Budget 2026 Tax Guide (retirement deduction cap R430 000). Verified 16 October 2026.
Rebates: primary R17,820; secondary (65+) R9,765; tertiary (75+) R3,249. Tax thresholds: R99,000 (under 65), R153,250 (65–74), R171,300 (75+). Medical credits: R376/month each for you and your first dependant, R254 for each additional dependant.
Example
A monthly salary of R35,000 is R420,000 a year. Under the 2026/27 tables, tax before rebates is 79,998 + 31% × (420,000 − 383,100) = R91,437. Less the primary rebate of R17,820 gives about R73,617 a year, or roughly R6,135 PAYE a month. UIF is capped at R177.12, so estimated take-home is about R28,688.
Frequently asked questions
Which tax tables does this use?
South African individual tax tables for the 2026/27 year of assessment (2026-03-01 to 2027-02-28), as published by SARS — checked against SARS and National Treasury on 16 October 2026. You can switch to the previous year’s tables, and the calculator warns you if the selected year isn’t the current one. Tax tables change every February budget, so confirm current figures on the SARS website.
Is this my exact payslip amount?
No — it is an estimate. Your employer’s payroll may treat bonuses, allowances, fringe benefits, overtime and once-off payments differently, and calculates PAYE month by month. Use this to understand roughly what you will take home.
What is UIF?
The Unemployment Insurance Fund contribution: 1% of your remuneration, deducted by your employer (who also contributes 1%). It is capped at earnings of R17,712 a month in these tables.
How do retirement contributions reduce tax?
Contributions to a pension, provident or retirement annuity fund are deductible up to 27.500000000000004% of remuneration or taxable income, capped at R430,000 a year. The calculator applies that limit.
Can I use this outside South Africa?
Yes for the salary conversions (hourly, daily, weekly, monthly, annual). Untick “Estimate South African tax” to hide the tax section.
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